Escudo

Privacy-First Personal Finance for iOS Your finances. On your phone. Nowhere else. A privacy-first personal finance app that connects your banks, brokerage, and investment accounts into one unified dashboard — entirely on-device, no backend, no account required, no subscription. View on GitHub At a Glance 🏦 Multi-source 🔒 100% On-device 📊 Full picture Banks, Revolut, Trading 212 and more No server. No account. Your data stays in your Keychain. Net worth, spending, investments — all in one place Screenshots Log Insights Budget Transaction Entry Settings About Escudo Built out of two frustrations: every decent finance app costs a monthly subscription, and none of them support Trading 212. Escudo connects your banks, brokerage, and investment accounts and gives you a single view of your net worth, spending, and investments — without your data ever leaving your phone. Key Features Net worth dashboard — aggregated balance across all accounts and investment portfolio P&L Unified transaction log — every account in one feed, auto-categorised Spending insights — breakdown by category and trends over time Budget tracking — per-category budgets with visual progress dials Multi-currency — EUR, GBP, USD with stored exchange rates Recurring transactions — template-based recurring transaction engine Shortcuts support — deep linking via escudo:// URL scheme Integrations Source Method Trading 212 REST API — portfolio, orders, dividends Revolut Enable Banking OAuth 2.0 Bankinter PT Enable Banking OAuth 2.0 SIBS SIBS Open Banking (PT market) CSV import Revolut & Bankinter statements All credentials live in the iOS Keychain — never in UserDefaults, never in iCloud, never on a server. Known Limitations Enable Banking does not expose credit card accounts — only bank accounts and transactions are available through the PSD2 API; credit card balances and transactions are not accessible No token auto-refresh for Enable Banking — manual re-auth when tokens expire Categorisation rules are hard