Series Teaser — 6 People, 36 Stratagems, and an AI Rabbit Hole That Keeps Getting Deeper
What Are the 36 Stratagems? If you've heard of The Art of War, think of the Thirty-Six...
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What Are the 36 Stratagems? If you've heard of The Art of War, think of the Thirty-Six...
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AWS released Blocks in public preview, an open-source TypeScript framework where each Block bundles application code, local mocks, and AWS infrastructure. Designed for AI agents to write correct backends from the start, it runs locally without an AWS account and deploys the same code to Lambda, DynamoDB, Aurora, and Bedrock with zero changes. By Steef-Jan Wiggers
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Jos Benschop is climbing a ladder to get to the top of his newest machine. It’s a bit of a schlep. The contraption is the size of a double-decker bus—more than 150 tons of gleaming precision-milled aluminum covered in thousands of snaking tubes, colored cables, and pressurized tanks. From the ground, it looks like a…
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Payment data pipelines fail in ways that ruin a payments engineer’s week, and the failures rhyme. The dashboards froze. Fraud scores arrived after the transaction had already cleared. Settlement reports came in stale. Nobody slept. The frustrating part is that the same data architecture had run fine for years. So, what changed? The honest answer is that batch thinking does not survive contact with real-time payments. A lot of banks built their data foundations in an era when nightly jobs were good enough. Load the warehouse overnight, run the reports in the morning, move on. That rhythm worked when money moved slowly. It does not work when a customer expects an instant confirmation and a fraud engine has milliseconds to make a call. Here is where things crack. Real-time payment rails push a constant stream of events instead of a tidy nightly dump. Your pipeline now has to ingest, transform, and serve data while transactions are still happening. Add ISO 20022 into the mix and the pressure climbs. ISO 20022 messages are rich. They carry far more structured detail than the old formats, which is wonderful for analytics and miserable for a pipeline that was never designed to parse that much context at speed. This is not a fringe concern either. Swift reported that by the time its MT/ISO 20022 coexistence period closed in November 2025, around 80% of daily traffic was already running on the ISO 20022 format, with more than 3.1 million of these messages exchanged every day. The rich-data era is the default now, not the roadmap. Then there is the fraud-scoring window. Fraud models need fresh features. Account behaviour over the last few minutes, velocity checks, device signals. If your pipeline takes thirty seconds to surface that data, the fraud decision is already too late. You are essentially detecting fraud after the loss. That gap between when data is created and when it becomes usable is the silent killer in most payment systems. And the cost of getting it wrong runs
If your LLM costs are climbing, the instinct is almost always the same: swap to a cheaper model. GPT-4 to GPT-4-mini. Claude Opus to Claude Haiku. Sometimes that helps a little. It rarely fixes the actual problem. The actual problem, in most workflows I've looked at, is that every step gets routed through the LLM, even the steps that don't need language reasoning at all. This post breaks down a simple mental model for deciding what should and shouldn't touch an LLM, with a working example you can adapt. The four components of any AI workflow Every automated workflow — whether it's a support ticket router, a fraud check, or a content pipeline — is built from some combination of four building blocks. They get treated the same once a workflow diagram is drawn flat, but they have wildly different cost and latency profiles. Component What it does Think of it as Typical cost Trigger Starts the workflow The doorbell ~$0 Deterministic ML Structured predictions — classify, score, rank The calculator Cents per 1,000 calls LLM / Generative Reads, writes, reasons in language The writer Dollars per 1,000 calls Tool / API Fetches or writes real data The hands Cents per 1,000 calls The gap between row 2 and row 3 is the whole article. A classifier and an LLM call can solve the exact same problem, but one costs roughly 100-1000x more than the other, depending on model and provider. If you're not deliberately deciding which one handles which step, you're probably defaulting to the expensive one — because in frameworks like LangChain or a quick custom agent loop, it's just easier to shove everything into a prompt. Where this actually shows up Here's a workflow I see constantly: an automated support ticket triage system. flowchart LR A[New support ticket] --> B{Classify intent} B --> C[Route to team] B --> D[Auto-draft response] D --> E[Update CRM] A naive build sends the entire ticket text to an LLM and asks it to do everything at once: classify the intent, decide routing, draft a re